Make smarter financial moves today and take confident steps toward a future filled with financial stability, growth, and long-term success with Waqt Finance guiding you at every stage of your journey.
About Us

Empowering Dreams with Financial Solutions

Since 1995, Waqt Finance has been India's trusted partner for personal and business loans.

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Fast Approval, Easy Loans

Just Instant Loans
ABOUT Waqt Finance

Get Instant Loans Without Any Hassle

Waqt Finance provides quick, secure, and hassle-free loan solutions designed to meet your urgent financial needs. With a simple application process and instant approvals, you can access funds without unnecessary delays or complicated paperwork.

Instant Approval

Low Interest Rates

No Hidden Charges

24/7 Support

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From Humble Beginnings to National Presence

A decade of growth, innovation, and trust built with our customers.

1995
Company Founded

Waqt Finance was established with a vision to provide accessible and ethical loans.

1995
Company Founded

Waqt Finance was established with a vision to provide accessible and ethical loans.

2004
RBI Registration (Licence No: B.10.00143)

Received official NBFC registration from the Reserve Bank of India to operate as a licensed lender.

2004
RBI Registration (Licence No: B.10.00143)

Received official NBFC registration from the Reserve Bank of India to operate as a licensed lender.

2015
Service Excellence

Established a strong foundation of quality service through customer-centric policies, quick processing, and transparent lending practices.

2015
Service Excellence

Established a strong foundation of quality service through customer-centric policies, quick processing, and transparent lending practices.

2024
Digital Transformation

Launched our state-of-the-art digital-first online loan application and instant verification portal.

2024
Digital Transformation

Launched our state-of-the-art digital-first online loan application and instant verification portal.

2025
Strong Market Presence

Built a trusted presence in the financial sector with continuous innovation, responsible lending, and long-term customer relationships.

2025
Strong Market Presence

Built a trusted presence in the financial sector with continuous innovation, responsible lending, and long-term customer relationships.

2026
Pan-India Expansion

Extended our localized lending operations to over 200+ cities across India for faster regional credit delivery.

2026
Pan-India Expansion

Extended our localized lending operations to over 200+ cities across India for faster regional credit delivery.

What Drives Us Every Day

Our values shape every interaction, every decision, and every loan we process.

Trust & Transparency

We believe in complete transparency in all our dealings. No hidden charges, no surprises.

Speed & Efficiency

Time is valuable. Our streamlined processes ensure quick approvals and fast disbursements.

Customer First

Every decision we make starts with how it benefits our customers. Your success is our success.

Fair Practices

We adhere to fair lending practices and RBI guidelines to protect customer interests.

The People Behind Our Success

A leadership team driven by integrity, experience, and innovation.

Sanjay Kumar
Sanjay Kumar
Director

Leading the company with a strong vision for growth and transparency.

Kailash Chand Nitharwal
Kailash Chand Nitharwal
Director

Ensuring seamless operations and customer-first execution.

Bhagwat Singh Mankas
Bhagwat Singh Mankas
Director

Driving digital innovation and scalable platforms.

Akshay Biwal
Akshay Biwal
Director

Ensuring regulatory compliance and fair practices.

Lallu Lal Aheer
Lallu Lal Aheer
Director

Managing financial strategy and sustainable growth.

Frequently Asked Questions

Everything you need to know about Waqt Finance.

Waqt Finance is a registered NBFC in India providing personal and business loan services.

Yes, Waqt Finance operates under RBI guidelines as an NBFC.

We provide personal loans, business loans, and other financial services across India.

No, we maintain complete transparency with zero hidden charges so you always know exactly what you are paying.

Most applications are approved instantly, and funds are disbursed quickly after verification.

Yes, we use advanced security measures to ensure your personal and financial information is completely safe and protected.
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