Make smarter financial moves today and take confident steps toward a future filled with financial stability, growth, and long-term success with Waqt Finance guiding you at every stage of your journey.
Transparent product discovery

Find a loan journey that fits your goal

Explore personal, business and secured finance options. Eligibility, amount, pricing and tenure are confirmed only after assessment.

Before you choose
  1. 1
    Match the purposePersonal, business or asset-backed need
  2. 2
    Check affordabilityConsider EMI alongside existing obligations
  3. 3
    Review the KFSCompare APR, tenure, fees and repayment terms
Loan catalogue

Choose by borrowing need

Use the filters to narrow the catalogue. No filter selection changes your eligibility.

7 products

Generally unsecured
Everyday personal needs

Personal Loan

A general-purpose unsecured loan journey for eligible salaried or self-employed applicants.

May suitMedical needs, travel, education, wedding or planned expenses
Generally unsecured
Short-term cash-flow support

Payday Loan

A short-duration application journey intended for eligible salaried applicants facing a temporary cash-flow gap.

May suitTime-sensitive expenses before the next salary cycle
Product dependent
Funding for enterprises

Business Loan

Business finance assessed using turnover, cash flow, continuity, banking and the overall applicant profile.

May suitWorking capital, inventory, equipment or business expansion
Product dependent
Designed for retail businesses

Shopkeeper Business Loan

A focused business-loan journey for eligible shopkeepers and small retail establishments.

May suitStock purchase, store improvement and operating expenses
Assessment dependent
Structured business application

EDI Loan

A dedicated application journey for eligible businesses seeking finance through the EDI product process.

May suitEligible enterprise and institutional funding requirements
Vehicle-backed
Finance for mobility

Vehicle Loan

Finance for an eligible vehicle purchase, subject to applicant, vehicle and documentation assessment.

May suitNew or used eligible vehicle purchase
Property-backed
Unlock property value

Loan Against Property

A secured loan assessed against an eligible property, income, repayment capacity and legal verification.

May suitLarger personal or business funding requirements
Borrow with clarity

Compare the total cost—not just the headline rate

The applicable loan amount, interest type, APR, tenure, EMI, fees and charges are disclosed in your offer and Key Facts Statement before acceptance.

Not sure where to begin?

Get help choosing the right journey

Our support team can explain the application route. Final approval and terms remain subject to assessment.

Call supportContact us