Thoughtful financial decisions last longer than temporary rewards. Invest with Waqt Finance and grow your wealth wisely.

Empowering Dreams with Financial Solutions

Since 2015, WaqtFinance has been India's trusted partner for personal and business loans. We combine technology with human touch to deliver seamless lending experiences.

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Waqt Vision

Our Vision: Financial Support for Every Step of Life

To create a future where financial support is accessible, fair, and reliable for everyone. We aim to break traditional barriers in lending by combining technology with empathy, ensuring that no individual is left without help during life’s crucial moments.

Our vision is to empower people to build resilience, achieve stability, and move forward with confidence.

Waqt mission

Our Vision: Financial Support for Every Step of Life

To create a future where financial support is accessible, fair, and reliable for everyone. We aim to break traditional barriers in lending by combining technology with empathy, ensuring that no individual is left without help during life’s crucial moments.

Our vision is to empower people to build resilience, achieve stability, and move forward with confidence.

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Our Journey

From Humble Beginnings to National Presence

A decade of growth, innovation, and trust built with our customers.

Jan 1995
Company Founded

WaqtFinance was established with a vision to provide accessible loans.

Jan 2001
Company Founded

WaqtFinance was established with a vision to provide accessible loans.

Jan 2007
RBI Registration

Received official NBFC registration from Reserve Bank of India.

Jan 2013
RBI Registration

Received official NBFC registration from Reserve Bank of India.

Jan 2013
Digital Transformation

Launched digital-first loan processing platform.

Jan 2026
Digital Transformation

Launched digital-first loan processing platform.

2019
Pan-India Expansion

Extended operations to 200+ cities across India.

2026
Pan-India Expansion

Extended operations to 200+ cities across India.

2023
₹1000 Cr+ Disbursed

Crossed milestone of ₹1000 crore in loan disbursements.

2023
₹1000 Cr+ Disbursed

Crossed milestone of ₹1000 crore in loan disbursements.

2026
1 Lakh+ Customers

Served over 1 lakh happy customers nationwide.

2024
1 Lakh+ Customers

Served over 1 lakh happy customers nationwide.

CORE VALUES

What Drives Us Every Day

Our values shape every interaction, every decision, and every loan we process.

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Trust & Transparency

We believe in complete transparency in all our dealings. No hidden charges, no surprises.

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Speed & Efficiency

Time is valuable. Our streamlined processes ensure quick approvals and fast disbursements.

❤️
Customer First

Every decision we make starts with how it benefits our customers. Your success is our success.

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Fair Practices

We adhere to fair lending practices and RBI guidelines to protect customer interests.

OUR TEAM

The People Behind Our Success

A leadership team driven by integrity, experience, and innovation.

Sanjay Kumar
Sanjay Kumar
Founder & CEO

Leading the company with a strong vision for growth and transparency.

Kailash Chand Nitharwal
Kailash Chand Nitharwal
COO

Ensuring seamless operations and customer-first execution.

Bhagwat Singh Mankas
Bhagwat Singh Mankas
Head of Technology

Driving digital innovation and scalable platforms.

Akshay Biwal
Akshay Biwal
Risk & Compliance

Ensuring regulatory compliance and fair practices.

Lallu Lal Aheer
Lallu Lal Aheer
Finance Head

Managing financial strategy and sustainable growth.